About us
We're on the shopper's side of the market
Business lending in New Zealand is a busy market with a lot of stalls. We help owners walk it with their eyes open.
Why a marketplace guide?
Most business owners only borrow a handful of times, and each time the market has moved. Banks change their appetite, new online lenders appear, private lenders come and go, and every offer seems to be built differently. It's hard to know whether you're getting a fair deal or just the first deal.
Biz Loan Marketplace exists to make that easier. Our guides explain who lends to New Zealand businesses, what each kind of lender is good at, how to compare offers on what they really cost, and which warning signs mean you should walk away. Our offer comparer and stall quiz turn that into something practical you can use at the kitchen table.
Who we help
We work with business owners right across New Zealand: tradies, retailers, cafes and hospitality operators, transport and logistics firms, manufacturers, farmers and rural service businesses, professional practices and online sellers. Some are borrowing for growth, some are buying equipment or another business, and some need breathing room because a customer paid late or an IRD bill landed at the wrong time.
When you're ready to borrow, we help you find finance that fits. Property-secured business loans from $20,000 to $5,000,000 — first mortgages, second mortgages and caveat-style security over residential or commercial property. Unsecured and cash-flow options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements. Bad credit and IRD debt considered case by case. Business purposes only.
Our promises
No credit check to enquire
Browsing costs nothing. Asking us what's possible leaves no enquiry on your credit file — a check only comes up once you choose to go ahead.
No spray-and-pray
Your details are never auctioned off to a crowd of lenders. We pick the right stall for your situation instead of shouting your name across the market.
A real person on your side
A lending specialist reads your enquiry and phones you. Accurate answers on the form mean the first option we bring you is the one that fits.
We don't publish interest rates, because every business loan is priced on the borrower's own circumstances and a website rate would be misleading. We'd rather show you how to compare real offers in real dollars.
How we work
You send a short enquiry. A lending specialist reads it, phones you and asks the questions that matter: what the money is for, how the business is trading, what security might be available and how quickly you need it. Then we tell you plainly what's realistic and which part of the market suits you. If you decide to go ahead, we explain exactly what documents are needed and only then does a credit check come into it. If we're not the right fit, we'll say so.
Please fill in the enquiry form as accurately as you can. Honest numbers about turnover, debts and property mean the first option we bring you is one that can actually work.
Who we are
Biz Loan Marketplace is operated by Leadsource International Manager Limited (NZBN 9429047325371), trading as Biz Loan Marketplace. Our office is at Level 10, 21 Queen Street, Auckland 1010. You can call us on 09 888 5252.
Done browsing? Let's find your stall.
One short enquiry, no credit check to ask, and a real person who matches your business to the right lender in New Zealand's market. Please answer accurately so the first match fits.
No credit check to enquire
No spray-and-pray
A real person on your side