Market stalls
Market stalls: who lends to NZ businesses
Banks, smaller banks, non-banks, private lenders, fintechs, finance companies, brokers and specialist financiers — what each stall sells, who it suits and what it wants to see from you.
Main banks
What New Zealand's main banks look for in a business loan, where they shine, where they say no, and how to shop them without burning your credit file.
Take a look → Who lendsSmaller banks
How New Zealand's smaller and locally owned banks lend to businesses, what they do differently from the big four, and when they deserve a spot on your list.
Take a look → Who lendsNon-bank lenders
Non-bank lenders in NZ explained for shoppers: who they are, how they're regulated, what they look for, and how to check one out before you sign.
Take a look → Who lendsPrivate lenders
How private lenders in New Zealand lend to businesses against property, what they focus on, what it costs you, and how to shop them safely.
Take a look → Who lendsFintech lenders
How online and fintech business lenders in NZ assess you from bank data, what they're good for, what to watch in the fine print, and how to compare them.
Take a look → Who lendsFinance companies
What New Zealand finance companies lend to businesses, how they differ from banks, how to check one out, and the fine print to read before you sign.
Take a look → Who lendsBrokers
What a business loan broker in NZ actually does, how brokers are paid, the questions to ask before you sign up, and when going direct is the better move.
Take a look → Who lendsAsset financiers
How equipment and vehicle financiers in NZ work, who they are, what they want, how PPSR security works, and how to compare asset finance offers properly.
Take a look → Who lendsInvoice financiers
How invoice finance providers in New Zealand work, factoring vs discounting, what they charge, what they need from you, and how to compare providers.
Take a look →Done browsing? Let's find your stall.
One short enquiry, no credit check to ask, and a real person who matches your business to the right lender in New Zealand's market. Please answer accurately so the first match fits.
No credit check to enquire
No spray-and-pray
A real person on your side